Vehicle Telematics at an Italian Insurer: New Auto Insurance Products and a New Industry Ecosystem
نویسندگان
چکیده
Insurers’ Use of Vehicle Telematics Data Offers Lessons to Other Industries Vehicle telematics technology involves the collection, transmission and analysis of data collected from a device installed in a motor vehicle. Such usage-based driving information is a powerful decision-making tool for auto insurance companies. Decades of auto insurance practices are changing as insurers start to price insurance policies based on data collected from an on-board unit (OBU), such as vehicle speed, acceleration and location. Personal driving data can be used to calculate a more precise and fair insurance premium, provide feedback to drivers to optimize their driving style and stimulate customer engagement and interaction.
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عنوان ژورنال:
- MIS Quarterly Executive
دوره 11 شماره
صفحات -
تاریخ انتشار 2012